Proud to be your Independent Tampa Insurance Agent
We take pride when serving our clients. Serving Tampa Bay since 1986, Lovinger Financial Services is highly skilled at providing insurance options that meet your needs and fit your budget.
Tampa Insurance Agent
Lovinger Financial Services (LFS) was established in 1986 to provide affordable insurance solutions to both individuals and business owners. Our insurance products range from Home Insurance to Commercial Property Insurance in Tampa, and throughout Florida. As a long-standing member of the community and a graduate of USF, principal Rich Lovinger has built Lovinger Financial Services into your one-stop shop for quality insurance solutions at competitive rates.
Our selection of regional and national insurance carriers provides our clients many choices for insurance coverage and pricing. Our team can even assist in creating custom insurance solutions to meet the specific needs of business owners, property investors, or homeowners. We don’t just sell insurance policies; we help you “Protect Your Investments".
Carriers we represent
Why Tampa, FL, Clients Choose Lovinger Financial Services for Personal and Business Insurance Policies
Since 1986, Lovinger Financial Services has helped individuals, families, and business owners throughout Tampa Bay navigate the insurance process with confidence. As an independent insurance agency, we work with multiple insurance carriers to help you compare coverage options, pricing, and policy features.
Unlike captive agencies like State Farm that only represent a single insurance company, our team focuses on finding insurance solutions tailored to your specific needs and budget. Whether you need home insurance, flood insurance, auto coverage, commercial property insurance, or protection for investment properties, we help simplify the process and provide personalized guidance every step of the way.
Our long-standing roots in Tampa Bay, combined with decades of industry experience, allow us to better understand the unique insurance challenges Florida residents and business owners face, including hurricane risks, flood exposure, liability concerns, and rising property values.
At Lovinger Financial Services, our goal is simple: provide responsive service, competitive insurance options, and long-term protection for what matters most.
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